wife and i went for colonoscopy, which our insurere chirped in e-mails was recommended and would be free. gastroenterologist asked about our health. we candidly talked about our old body digestive issues. colonoscopy is now $2500 per person, because it's no longer "screening" but "diagnostic". 1/

of course we just skipped it. we're not paying $5K for a fishing expedition when nothing is particular wrong other than old bodies with rough digestion. 2/

paying $6K more next year for "gold" insurance so it's not absurd to get the colonoscopies. (we'll have deductibles of 1K rather than I think $9K this year.) /fin