@Phil @adamgurri you are not a slave for any of the years. those are the terms on which you work at the income level you are at. you can choose to, or choose not to.
i agree there is a ton of bad BS in rules and regs. the art of regulating is to do it well, not to do it or not to do it. just as you see government folly behind most of the ugliness, private influence, both in preventing necessary regulation and imposing self-interested regulation, behind our collective nightmare. 1/